Give your teen real world money skills.
At their pace, on your schedule.
MoneyRoots Teens is a 5-module, self-paced financial literacy curriculum that helps teens learn to budget, save, earn, plan, and give, without lectures, overwhelm, or you needing to be a finance expert.
Perfect for: busy families, homeschoolers, and independent teens who want flexible, real-life money skills that actually stick.
What your teen will learn
- Build a personal budget they can actually follow
- Understand saving, banking, and staying safe with money
- Avoid common debt traps and navigate credit wisely
- Practice real-life choices: jobs, college, moving out, rent
- Explore investing, generosity, and long-term planning
Optional faith-based reflections are included for families who want to connect money choices with their beliefs and values, without being required for the core learning.
A flexible curriculum that fits real life, not the other way around.
MoneyRoots Teens is a step-by-step financial literacy pathway made for busy parents, homeschool families, and independent students. Teens move through age-appropriate lessons independently, while you guide lightly with simple check-ins and discussion prompts.
Each of the 5 modules builds practical skills teens can use right away, budgeting, saving, earning, planning for adulthood, credit, banking, investing, generosity, and life planning, so money becomes less stressful for everyone at home.
Designed for how teens actually learn
Self-paced lessons your teen can complete in 40–60 minutes
Repeatable, student friendly flow so they always know what to do next
Real world scenarios: allowance, jobs, shopping, saving, giving, and more
Interactive worksheets, journals, and printable board games in every module
Choose the modules you need or give your teen the full money makeover.
Each MoneyRoots Teens module includes short video lessons, readings, interactive worksheets, printable board games, and a module badge teens can earn by finishing. Start where your student needs the most support, or bundle all 5 modules for the strongest foundation.
Module 1
The Elements of Personal Finance
Your teen’s foundation of money truths and clarity. They’ll learn how money actually works, why debt traps happen, what influences their spending, and how credit really works in the real world.
- 4 self-paced lessons
- Interactive worksheets and clarity exercises
- Escape the Fee Forest™ printable board game
- Module badge to mark completion
Investment: $97
Module 2
Plant: Budgeting, Goals & Jobs
Teens create their first personal budget, set SMART goals, explore earning through jobs and side hustles, and begin to discover their unique calling and strengths.
- 3 practical, action-focused lessons
- Budget templates and SMART goal worksheets
- Mock assignments to practice job and side hustle ideas
- Wilbur’s First Job™ printable board game
- Earnable module badge
Investment: $97
Module 3
Nurture: Banking, Saving & Safety
Teens learn how to safely handle and store money, why saving is powerful, and how banks and online platforms really work so they can stay both smart and safe.
- 4 lessons on saving, accounts, and digital safety
- Worksheets and guided journal prompts
- Nurture Nest™ printable board game
- Module badge for completion
Investment: $97
Module 4
Grow: Adulting, College & Life Money
Real-world planning for what comes next: college costs, rent, retirement, moving out, and the nuts and bolts of financial adulting before they’re on their own.
- 3 in-depth planning lessons
- Interactive templates and fillable planners
- Launchpad 18™ printable board game
- Module completion badge
Investment: $97
Module 5
Harvest: Investing, Giving & Legacy
Teens zoom out to see the long-term impact of their decisions: investing with values, practicing generosity, tithing (optional), and building a purpose-driven financial life.
- 3 lessons on investing, giving, and legacy
- Guided reflection exercises
- Printable giving planner
- Peach & Purpose™ printable board game
- Module completion badge
Investment: $97
The Complete MoneyRoots Teens Bundle
Give your teen the full money makeover—without the stress or lectures. The Complete Bundle includes all 5 modules: Elements • Plant • Nurture • Grow • Harvest for a connected, big-picture understanding of money for life.
- Covers earning, budgeting, credit, saving, investing, giving, and life planning
- Ideal for homeschool units, family learning, and independent teens
- Built to help families break unhealthy money cycles and grow lasting financial roots
- Includes all worksheets, planners, games, and badges across every module
Bundle price: $399 for all 5 modules (save compared to buying individually).
Most families use the Complete Bundle as a guiding framework over 1–2 school years, revisiting key tools as their teen hits new milestones like a first job or getting ready to move out.
Made for real families, flexible schedules, and motivated teens
Whether you’re guiding multiple kids, planning a homeschool semester, or you’re a teen getting ready for your first job, MoneyRoots Teens gives you a clear path—and lets you choose the pace.
Families
Turn everyday life payday, grocery runs, online carts, birthday money, into teachable moments. Use the lessons, worksheets, and games as your backbone so you’re not starting from scratch or arguing over every purchase.
Homeschool families
Use MoneyRoots Teens as a complete financial literacy unit, a semester course, or a powerful supplement. The self-paced format fits neatly alongside your existing curriculum and works for multiple teens at once.
Independent teens & young adults
Thinking about college, a first apartment, or a better job? Use the modules as a safe place to practice money decisions before the stakes are high—and build habits that follow you for life.
How much time does this take each week?
Most families find a comfortable rhythm of 1–2 lessons per week. Each lesson typically takes 20–40 minutes, depending on your teen’s pace and how in-depth they go with activities or discussions.
You can run the program as a focused short-term unit, or stretch it across a semester or school year. Because lessons are self-paced and repeatable, you have full flexibility to pause and revisit as life happens.
If you’re not confident with money yourself…
You’re in the right place. MoneyRoots Teens is written in clear, simple language with step-by-step guidance. Many parents tell us they learn right alongside their teen.
We avoid heavy jargon and focus on real-life outcomes and peace of mind. You don’t have to have it all figured out—you just need to be willing to start the conversation.
Questions parents ask before enrolling
You want your teen to take money seriously—and you want to know this curriculum will actually get used. Here are honest answers to the most common questions.
Will my teen actually stick with it?
We’ve designed every lesson using the Know–Want–Reflect framework so teens always know what comes next. Short pre- and post-surveys, real-world scenarios (like jobs, online shopping, and saving for things they actually want), and printable board games keep learning from feeling like another boring lecture. Most teens complete 1–2 lessons per week without a fight when they see how directly it connects to their real life.
How much time does the program take each week?
Most lessons take 40–60 minutes, depending on your teen’s reading speed and how in depth they go on activities. Families and homeschoolers often choose a rhythm of 1–2 lessons per week. You can also accelerate or slow down as needed, everything is self-paced, with no live calls to schedule around.
Will my teen be bored if they already know some basics?
Probably not. The pre-lesson "Know" check-in lets them quickly notice what they already understand and where they still have questions. From there, activities, real-world examples, and challenges help them apply those basics to more complex decisions like credit, college, and investing. Many teens begin with confidence, then realize how much there is to practice and plan.
What if I’m not confident with money myself?
You don’t have to be the expert here. MoneyRoots Teens walks through concepts step by step in plain language, with concrete examples. Many parents tell us they finally feel like they have words for things they’ve experienced with money. You can facilitate light check-ins or family discussion prompts without needing to teach the content from scratch.
Does this work for different ages or multiple teens?
Yes. The curriculum is designed primarily for teens, but older tweens and young adults also benefit, with you choosing the pace and depth. You’re welcome to use the lessons and printables with multiple teens in your household. Families often go through the modules together, then revisit specific activities when each teen hits new milestones (first job, driver’s license, college planning, etc.).
Is the program faith-based?
The core financial literacy content is values driven but not tied to any one denomination. For families who want it, we include optional faith-based reflections and prompts that connect money choices to beliefs, generosity, and stewardship. These are clearly marked and never required to complete the core learning.
Financially Growing guides individuals to gain healthy money behaviors and maintain positive money beliefs with truthful, common sense, financial education.
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